Fulfill Immediate Needs

  • Increase Monthly Cash Flow
  • Consolidate debts or pay medical bills
  • Renovate your home
  • Make a substantial purchase


Plan for the Future

  • Keep available funds in a line of credit that grows over time.
  • Line on reverse mortgage proceeds to allow other retirement assets increase in value.
  • Use a line of credit as a safety net for unexpected and future expenses. 
  • The borrower must be the homeowner on title and must be 62 years of age or older.
  • The borrower must have enough equity in the home.
  • The home must be their primary residence and meet FHA standards.
  • Borrowers will go through a Financial Assessment to determine if they are able to uphold the responsibilities of the loan, including paying property taxes and homeowners insurance and maintaining the home.